1. IBS maintains this website as a service to its customers. We reserve the right to add to or change/modify these terms at any time. By accessing this website, you will be deemed to have accepted all terms of use and any change / modification hereof and agree to comply with and bind yourselves by these Terms of Use. It is your responsibility as a user to refer to the terms immediately on accessing this website.

2. At any stage, if you are dissatisfied with any portion of this website, or with any of these Terms of Use, your sole and exclusive remedy is to discontinue using this website.

3. IBS does not warrant the accuracy, completeness, or reliability of products, Services and Materials and other items available on this website. The information about us, our Services and Materials provided herein does not constitute any form of advice, recommendation or arrangement by IBS and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.

4. IBS reserves the right to modify, suspend/cancel, or discontinue any or all products or services at any time without notice, make modifications and alterations in any or all of the content, products and services mentioned on this website without prior notice.

5. Copyright and Trademarks
a) This website contains information which is the proprietary property of IBS which includes but not limited to copyrights, trademarks, and information about technology that have been exclusively developed by IBS by investing money, time, and effort. These are provided in the form of text, graphic, audio, video, downloads, links, or source codes ('Services and Materials'). IBS retains all rights to such Services and Materials. Information on the said Services and Materials are intended only for IBS customers and are provided only for your convenience. There is no grants of license or property rights to of any such Services and Materials to users.

b) Unless otherwise stated, all material, including but not limited to trademarks, logos, service marks, text, and all graphical and other images presented and appearing on this website are the property of IBS, its affiliates and associates and are protected by laws relating to intellectual property rights or other proprietary rights. Any infringement of intellectual property rights of IBS would attract legal action, civil and/or criminal, as per applicable laws.

6. Limited Permission to Copy
Copying, printing or downloading or saving to disk or to any other storage medium, extracts from the pages of this website shall be used for subsequent viewing purposes or for your personal non-commercial use only. Creating a database in electronic or structured manual form by regularly or systematically downloading and storing all or any part of the pages from this website, whether directly or through the use of any software program, is strictly prohibited. No part of this website shall be reproduced or transmitted to or stored in any other website, nor shall any of the pages of this website or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written permission of IBS. IBS retains all intellectual property rights on all text and graphics.

7. Disclaimer of Warranties and Liability
a) IBS DOES NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF SERVICES AND MATERIALS AND OTHER ITEMS CONTAINED ON THIS WEBSITE WHICH ARE ONLY FOR GENERAL INFORMATION OR USE.. THE INFORMATION ABOUT US, OUR SERVICES AND MATERIALS PROVIDED HEREIN DOES NOT CONSTITUTE ANY FORM OF ADVICE, RECOMMENDATION OR ARRANGEMENT BY IBS AND IS NOT INTENDED TO BE RELIED UPON BY USERS IN MAKING (OR REFRAINING FROM MAKING) ANY SPECIFIC INVESTMENT OR OTHER DECISIONS. UNDER NO CIRCUMSTANCES WILL IBS BE LIABLE IN ANY WAY FOR ANY CONTENT, INCLUDING, BUT NOT LIMITED TO, FOR ANY ERRORS OR OMISSIONS IN ANY CONTENT, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, UPLOADED ON THIS WEBSITE. ANY SPECIFIC ADVICE OR REPLIES TO QUERIES IN ANY PART OF THIS WEBSITE IS/ARE THE PERSONAL OPINION OF SUCH EXPERTS/CONSULTANTS/PERSONS AND ARE NOT SUBSCRIBED TO BY THIS WEBSITE.

b) THE SERVICE AND MATERIALS ARE PROVIDED BY IBS ON AN AS IS BASIS, AND IBS EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO ANY SERVICE OR MATERIALS. IN NO EVENT SHALL IBS BE LIABLE FOR THE SAME.

c) ALL WARRANTIES EXPRESSED OR IMPLIED OF ANY KIND, REGARDING ANY MATTER PERTAINING TO ANY PRODUCTS, SERVICE AND MATERIALS, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT ARE DISCLAIMED AND EXCLUDED. IBS'S OBLIGATIONS WITH RESPECT TO ITS PRODUCTS, SERVICES AND MATERIALS ARE GOVERNED SOLELY BY THE AGREEMENTS UNDER WHICH THEY ARE PROVIDED.

d) IBS AND ITS AFFILIATES AND ASSOCIATES SHALL NOT BE LIABLE, AT ANY TIME FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROJECTS, OR LOSS OF PROFITS) ARISING IN CONTRACT, TORT OR OTHERWISE FROM THE USE OF OR INABILITY TO USE THE WEBSITE, OR ANY OF ITS CONTENTS, OR FROM ANY ACTION TAKEN (OR REFRAINED FROM BEING TAKEN) AS A RESULT OF USING THE WEBSITE OR ANY SUCH CONTENTS OR FOR ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORISED ACCESS TO, ALTERATION OF, OR USE OF INFORMATION CONTAINED ON THE WEBSITE. NO REPRESENTATIONS, WARRANTIES OR GUARANTEES WHATSOEVER ARE MADE AS TO THE ACCURACY, ADEQUACY, RELIABILITY, COMPLETENESS, SUITABILITY OR APPLICABILITY OF THE INFORMATION TO A PARTICULAR SITUATION.

8. Links to other Sites:
Certain links on this website lead to resources located on servers maintained by third parties over which IBS has no control. These websites are external to IBS and by visiting these, you are outside the IBS website. IBS neither endorses in any way nor offers any judgement or warranty and accepts no responsibility or liability for the authenticity, availability of any of the goods or services or for any damage, loss or harm, including without limitation, any loss of profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages. direct or consequential or any violation of local or international laws that may be incurred by your visiting and transacting on these websites. It is the responsibility of the users to take precautions to ensure that whatever you select for your use is free of viruses, worms, Trojan horses and other items of a destructive nature

10. Material Submitted by Users
This website to some extent shall also contain material submitted by users. IBS accepts no responsibility for the content, accuracy, and conformity to applicable laws of such materials.

11. Force Majeure
IBS shall have no liability to you for any interruption or delay in access to this website due to any cause including but not limited to acts of God, war, hostile actions, strikes or labour troubles and failures of communication networks or acts beyond its reasonable control.

12. Indian Law
This Terms of Use shall be governed by the Laws of India. The Courts in Trivandrum shall have exclusive jurisdiction over any disputes arising under this Terms of Use.